Living an alcohol free life Skip to main content

Living an alcohol free life

There are 3 major expensive vices in Singapore.  Alcohol, Smoking, Gambling.  I do not smoke nor gamble and I stopped alcohol intake since June 1 2018 and have never felt better!  I have the same amount of energy the next day on less hours of sleep, I exercise more, and most importantly my cholesterol has dropped from 220 to 200.

A glass of wine or hard liquor costs about $17-20 in Singapore due to the alcohol tax, and I used to hang out for drinks every weekend.  So on average I diverted about $400-500 in monthly alcohol expenses to another category.

For me, the positives in being alcohol free outweigh the negatives.  I don't care what all the medical research says about a glass of wine a day being good for health - I don't sleep well after I drink and sleep is of utmost priority.  You never know if the publisher/doctors behind the article are secretly funded by alcohol companies.  Listen to your body, that's the best health advice.

Comments

Popular posts from this blog

Trade wars, Hong Kong riots

Be greedy in times of fear. That's the investment mantra I live by. Recently there's been a huge spat on trade wars and the Hong Kong riots, which took a toll on the stock markets.  This was a great opportunity to load up on my existing positions as their prices have come down to more favorable levels. There no reason to explore other stocks unless a super attractive opportunity arises, like hongkongland. That counter was hit extremely hard by the riots, since they derive 50% of their revenues from HK.  Other than such events where opportunities present itself, I prefer to average up or down into my existing positions... No need to perform the due diligence again, unless fundamentals have changed. I'm enjoying the opportunities that the markets are presenting in the past few months.  Simply keep calm and aim to collect more dividends by increasing your stake when frivolous sentiment changes. Market entry is a psychological battle against yourself. Another post on this ...

Why i will be investing in the Astrea IV private equity Class A-1 bond

Astrea IV is a wholly owned subsidiary of Azalea Asset Management Pte. Ltd, which is wholly owned by Temasek Holdings. They are issuing bonds for their private equity funds, so this is the first time the retail market has access to the private equity space.  BOND DETAILS Name: Class A-1 Bonds 10NC5 Interest: 4.35% pa, semi annual payment. If not redeemed after 5 yrs on Jun 2023, will step up to 5.35% pa Maturity: 10 yrs, on 14th Jun 2028 with scheduled call date on 14th Jun 2023. "Scheduled" is not "optional". If there is sufficient cash set aside for the class A bond to be redeemed, it must be redeemed. It's not an option. Application for IPO: Min $2k, with integral multiples of $1k thereafter Period of application for IPO: 6th Jun 2018 9am to 12 Jun 2018 12 pm Rating:  A by Fitch, and A by S&P Extra features: There is a bonus redemption premium of an amount not exceeding 0.5% of the principal amount. This means that if the par value if $1.000, the ...

Hotel Review: Le Meridien Kuala Lumpur

As I travel quite often for work, I’m going to keep a record of all the hotels I’ve stayed in, to serve as a reminder of what works and what doesn’t. It’ll make future bookings much easier. Location:  Connected right to the KL Sentral main station, with easy access to the KLIA. There's a NU Sentral mall on the other side of the station. Room:   It's modern and tastefully decorated like most Le Meridiens. The bed is really comfortable and offers great back support.  I really like the chair near the window as it's like a reading corner that overlooks the mountains and expressway.  The room gives me a sense of tranquility, which is great after a long work day. Breakfast: The spread is massive!  The food is comparable to the Athenee Bangkok standards but the spread is much much wider.  I can eat here all morning, and then hit gym/pool all afternoon. Gym:  This gym is massive!  Have you seen 2 sets of everything in a hotel gym before?...