Eyes On Retirement

I group my friends into 3 categories. Family: Those who are dearest to your heart.  They will always come first. True friends:  Those who you can always count on, no matter the distance or the time spent apart.  They will always be there for you, to lend a listening ear, to share your feelings, to guide you through life.  They may have different interests and lifestyles, but you share an unbreakable bond. Lifestyle friends: People whom you hang out with for certain type of activities, and discussions and banter will be limited to those activities.  Conversations will probably center around your common activities.  Lifestyles change, hence this group of friends will also change. When you're dead, people won't remember you.  Celebrate people's presence when they're alive.  Appreciate them and spend time with them.  There's no point in throwing a bigass funeral to commemorate a life. It's over anyway.  You should had made your ...

I've never really believed in the whole new year resolutions concepts, and I'd rather view it as a time to set plans for the year. So here are my top 5 plans for the year. 1. Actively manage my family's retirement plans and portfolios. 2. Learn something from YouTube and apply it in real life. 3. Remain off alcohol for 365 days in 2019. I've been alcohol free since June 1 2018. 4. Dote on Mrs EOR more, because she's the most valuable person to me. 5. Spend more time with my parents. Happy new year everyone!

You are not under the watchful eyes of the public.   Famous people are being followed by paparazzi, get interviewed on TV, have their entire lives scrutinized and even made into reality shows.  Imagine you walk into a hawker center in your slippers and PJs, and people start pointing commenting and maybe some even take photos of you.  Unless the work you do is truly meaningful - i.e. Jane Goodall, and you're not a public servant (work in the government), pictures of you with fans are meaningless and fleeting. When you're dead, people will only remember the day you died, or not at all. Assuming someone famous passed away.  My typical reaction for 30sec would be "oh my, oh no, lets google it to find out more." And then I'd forget it and move on with life.  Is it worth it to live a life in constant public scrutiny, just for these 30 sec when you die?  Unless you're someone really famous like Ghandi, or Donald Trump, nobody will really care because you...

There are 3 major expensive vices in Singapore.  Alcohol, Smoking, Gambling.  I do not smoke nor gamble and I stopped alcohol intake since June 1 2018 and have never felt better!  I have the same amount of energy the next day on less hours of sleep, I exercise more, and most importantly my cholesterol has dropped from 220 to 200. A glass of wine or hard liquor costs about $17-20 in Singapore due to the alcohol tax, and I used to hang out for drinks every weekend.  So on average I diverted about $400-500 in monthly alcohol expenses to another category. For me, the positives in being alcohol free outweigh the negatives.  I don't care what all the medical research says about a glass of wine a day being good for health - I don't sleep well after I drink and sleep is of utmost priority.  You never know if the publisher/doctors behind the article are secretly funded by alcohol companies.  Listen to your body, that's the best health advice.