Eyes On Retirement

The recent trade wars have caused the markets to be extremely volatile, one week down 5%, the next week back up 5% and we can see sector rotations playing out on the STI.  Currently am at 60/40 invested vs cash and am selling some of my small caps positions that don't have alot of price buffer, in order to rotate them into stronger blue chips like DBS, Capitaland (now Asia's largest property company after the merger with Ascendas). REIT prices have gone through the roof and investors seek safer havens in this turbulent times, which prices out any entry point. Best to wait for dips in the local banks, especially if the price to book ratio is close to crisis levels. Anyway my investment horizon is 20 years, so I'll be buying at every half integer level. The saying "Sell in May and go away" really doesn't apply for me. It's more like "Buy in May. Dips are you friends". It's funny, every year I notice that DBS offers 15% trading commission re...

As I travel quite often for work, I’m going to keep a record of all the hotels I’ve stayed in, to serve as a reminder of what works and what doesn’t. It’ll make future bookings much easier. Location:  Connected right to the KL Sentral main station, with easy access to the KLIA. There's a NU Sentral mall on the other side of the station. Room:   It's modern and tastefully decorated like most Le Meridiens. The bed is really comfortable and offers great back support.  I really like the chair near the window as it's like a reading corner that overlooks the mountains and expressway.  The room gives me a sense of tranquility, which is great after a long work day. Breakfast: The spread is massive!  The food is comparable to the Athenee Bangkok standards but the spread is much much wider.  I can eat here all morning, and then hit gym/pool all afternoon. Gym:  This gym is massive!  Have you seen 2 sets of everything in a hotel gym before?...